Lowe's

Lowe's is the second-largest home improvement retailer in the United States, running a nationwide chain of big-box stores that serve both do-it-yourself customers and professional contractors. It competes closely with Home Depot on tools, building materials, appliances and garden goods, and has invested heavily in its professional and online channels to defend its position. Lowe's has raised its dividend for decades and is regarded as one of the most consistent dividend growers in retail, backed by strong free cash flow and steady buybacks. The yield is modest but the compounding record is impressive. A high score reflects a reliable, long-growing payout, tempered mainly by the sensitivity of home improvement spending to housing and consumer cycles.