Citigroup

Citigroup is one of the largest US banks, distinguished by an unusually global footprint in corporate banking, transaction services and markets, alongside a US consumer franchise and a growing wealth business. A multi-year restructuring has focused on shedding international retail operations and lifting returns, reshaping a group long seen as complex and undermanaged. Citigroup rebuilt its dividend after the financial crisis and has raised it over the past decade and a half, though the memory of that reset tempers its reputation. The yield is moderate and increasingly supplemented by large buybacks as capital returns to shareholders. The profile suits investors willing to bet on the turnaround delivering steadier, growing distributions.