Bankinter S.A.

Bankinter, based in Madrid, is one of Spain's most consistently profitable banks, focused on affluent retail customers, small and mid-sized companies and quality lending, with a reputation for careful risk management rather than aggressive expansion. That disciplined approach has long set it apart from bigger, more cyclical rivals. Bankinter pays a high, dependable dividend, distributing a large share of its steady profits, which earns it one of the highest DiviScores in the index. A generous yield backed by a well-run, high-quality bank defines its income appeal, with the payout tied to the credit cycle.