Adobe Inc.

Adobe is the software company behind Photoshop, Acrobat and the Creative Cloud suite that professionals rely on for design, video and document work. Its shift to a subscription model years ago created a stream of predictable, recurring revenue, and the group is now weaving generative AI features into its tools while defending that position against fast-moving newcomers. Adobe is not a dividend stock. It returns cash to shareholders almost entirely through large share buybacks rather than a meaningful payout, so the yield is effectively nil. The investment case rests on revenue growth, high margins and its role in the creative-software market, not on income, which is why its DiviScore sits well below the dividend-focused names in the index.